About Us


UPSTREAM Business Consultants is an advisory firm with a blend of functional proficiency and process of capabilities which spans across our assorted portfolio. We are a one-stop provider of facilities such as Loans / Funding, Insurance, HR Services & Outsourcing to the BFSI, NBFC & Fintech space. We offer the full range of financial solutions, support the role of professional financial advice, and function with the highest standard of conduct & transparency as well as we look forward in maintaining this stability and competitive advantage in a volatile energy market.



To seek long term relations with our clients reflecting fairness, honesty and transparency.

To build a good rapport of our organization and maintain high professional and ethical standards.

To conduct business with integrity and strive to be a top consultancy organization in the fields of Finance.

Continuous enhancement in shareholder’s value through teamwork and constant improvement in the system in a competitive business environment.

To provide congenial team work environment where employees feel part of the organization.



Our Motto Is: “We seize the opportunity quickly to grow your potential.”

Organizations are increasingly facing complex challenges created by unpredictable financial markets. Our trusted advisors handle these threats/opportunities pretty well to earn profits under any critical situation.

Our company brings decades of industry leadership and innovation to serving the growing needs of the clients. We are committed to being one of the premier financial consultants in the country. This goal drives every decision we make, from the hiring of talented and experienced staff to our investments in technology, communications and support.



We enable our clients to create and grow highly profitable businesses by providing with the services and tools to meet their requirements. Our clients are the most important people to our company. Our clients are the purpose of our mission. We anticipate the opportunity to earn their business every day. They share our commitment to excellence and encourage us to innovate.

We are 100 percent committed to our clients’ growth, passionate about their success, and exceedingly proud to be their partner. Our clients rely on us to help them prosper. It is our job fulfil their wish and expectations.

Our Team


A Chartered Accountant and a seasoned professional with over 20 years of hands on experience in the field of F&A, Control function advisory, Operations with large team set ups and directly managing client relationships within country and overseas. Based out of Mumbai, he manages and supervises Business Development, Operations and Advisory functions for Varrenyam.

Prior to his association with Varrenyam, he matured to senior profiles with leading Financial and FMCG global organizations namely Standard Chartered Bank, Deutsche Bank, JP Morgan, General Electric, Philips & Cargill Foods, holding key roles in finance, accounting, operations and advisory. He has extensive experience working with global clientele on variety of strategic and turnkey assignments. Combining his professional expertise with well established reputation, our association is definitely placed at an advantageous position in the growing business of financial consulting in India.


He has a diverse range of alma mater viz. Engineer degree from IIT/Merchant Navy with more than over two decades of experience in the industry. Currently, he is associated as a Chief Executive officer at Swayam India from about 15 years now which is one of the largest manufacturer of home furnishing products that includes bed linen, comforters, cushion covers and curtains and a preferred supplier partner to some of the most prominent stores including Amazon, Lifestyle, Pepper fry, etc.

Prior experience, he was associated NIIT Limited as a Franchise Owner for about more than 10 years and Cadbury India Limited ( Mondelez Ltd.) as an Executive Engineer.

(Managing Partner & Business Head-Insurance)

A Commerce professional with more than 10 years of experience in the field of Insurance and Mutual Fund handling clients’ end to end financial planning solution for wealth creation and income & health protection for individuals and their family. Currently, he is heads his entrepreneurial firm Sadrani Invest Care about 4 years.

Prior to this, he was associated with ICICI Prudential and HDFC Life As Trainer Insurance Consultant and on role employees for product and process, As Business Manager where he was handling team of Sales Managers for Insurance product and as Area Manager where he was handling an extensive team of Branch Managers and Sales Managers.

( Business Head-Loans )

Highly accomplished and result driven professional with more than 5 years of successful New Business Development experience. Finely-honed interpersonal and time management skills to successfully manage an account/client to increase the market value. He is energetic and goal oriented, an astute communicator and presenter & adept at establishing rewarding relationships.

He is a MBA-Finance& Marketing from a repute institute & has worked with organizations like ICICI Wealth, Kotak Mahindra Bank, Standard Chartered Bank and Aditya Birla Corporate Finance Group and worked on management roles on various corporate finance and wealth projects catering SME’s / MSME’s / Mid-sized corporate & Ultra HNI Individuals.

( Mentor Advisor )

She operates out of Mumbai and has over 23 years of Industry experience in managing companies while handling across sectors debt restructuring, fund raising, project financing, revival planning , business advisory , turnaround and Mergers & Acquisitions. In her previous stints , she has meticulously given her professional services to various clients and sectors such as Iron and Steel, Metal, Auto components, Pharmaceuticals, Aluminum, Auto components, Infrastructure, textiles rice processing , fertilizers, Hotel industry, Biodiesel, edible oils, Real estate , chemicals and many more corporate.

Prior experience includes tenures as Mumbai Finance Head with WNS Global Services, India, with SITEL India headed corporate strategy and planning and in GE Capital International Services, transitioned and headed the GE Equity entire financial reporting and closing function.